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Call Erika Naegelin Today!
For all your purchasing
and refinance needs...
NMLS# 76823
(210) 483-4920 |
Welcome to PrimeLending!
Having been a Loan Officer for 13 years, Erika Naegelin is confident that she can offer the services and provide the right programs for you. Although the decisions you are making in choosing a home can be heavy ones, the loan process does not have to be. As your loan officer, Erika is here to make sure that your financial needs and goals are taken care of and met. As you look over her website, feel free to contact Erika with any questions that you might have. It is the goal at PrimeLending to make you a customer for life, and we would like that to begin today! I lend and am based in San Antonio, TX and surrounding areas however, I can lend in 48 states.
Customers first
Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.
Get fast answers
At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
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- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility,
but something that I enjoy doing. This enthusiasm and hard work will benefit you and
help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
I have many years of experience and knowledge working in this industry. I can say with
confidence that I'll get the job done right.
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 Mortgage News Daily
Looking At Longer Term Charts For Perspective - 11 hours ago
Posted To: MBS CommentaryWhen faced with a lock float decision with decent arguments for either course of action, I like to look at longer term charts to get a sense of where I'm at vs. where I was or could be. Doing so at the current time leaves me with a pretty simple conclusion. Without trying to predict the future, we're obviously much higher in the 2010 range than we are low--pretty close to the highs in fact. It is frustrating, however, that a lot of the lower prices occurred in early January where we might have to doubt whether they were truly reflective of the range or were, in some way, remnants of year end distortion. Even so, the lows from late Feb make a similar case, but there too, we could impugn those on the grounds that they happened and were reversed abruptly. The bottom line I suppose, would...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
At The Highs Of The Day Heading Into Close - 13 hours ago
Posted To: MBS CommentaryToday is much flatter compared to yesterday But 4.5's are still up 5 ticks and we're at highs again near end of day 10yr tsy lower by around 1 bp to 3.64 No data on Friday, but tons to consider tomorrow Waiting for reprices for the better, then consider locking First thing's first. It's another "up" day: Also, we've seen some correction to recent widening trends in MBS. Whether this should be reassuring or cause us to worry about spreads widening back out again is and will be uncertain, but at least we know it's uncertain. Here's what's going through my mind right now: 1. It's uncommon for rallies to string together more than a 4 or 5 day streak. Today marks the 4th day in a very stable and directional trend of improvement in MBS. Don't take...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Mortgage Rates Move Lower. Most Aggressive Lender Pricing Seen in Weeks - 14 hours ago
Posted To: Mortgage Rate WatchMortgage rates rallied lower yesterday after the Federal Reserve reiterated they intend to keep the Fed Funds rate at at exceptionally low levels for an “extended period”. The Fed also held steady in their belief that inflation is not posing a threat to economic stability. In regard to the MBS Purchase Program, although the door for some sort of extension or reopening is not completely closed, the Fed is still widely expected to finish the program at the end of March READ MORE . Following the release of the statement, benchmark Treasury yields declined and prices of mortgage backed securities moved higher. This allowed most lenders to reprice for the better, lowering consumer borrowing costs by a few basis points . Still, the price improvements were not enough to push the par 30...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Current Coupon MBS Move Sideways at Resistance as Stocks Keep Rallying - 16 hours ago
Posted To: MBS CommentaryThe dollar is weaker, oil prices are higher, and stocks are rallying---STILL. The S&P is trading at a new "recovery rally" index high print. Rates traders are ignoring the stock lever---for now at least. Since the auction cycle ended last Thursday, the 10 yr note has staged quite the recovery rally of its own...yields have fallen 14 basis points from the 3.779% high all the way down to 3.634%...which happens to be a very technically relevant level: the 62% retracement of the Dec. 21 sell off. The 2s10s curve is also flatter....now resting at 274bps after peaking at 284bps last Wednesday. Again, this has occurred while stocks have rallied. Do you think the LOW VOLUME stock market is having much of an effect on the yield curve at the moment? I do not believe so...rates traders are...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Loan Demand at Stand Still. Are You Nervous About the Year Ahead? - 18 hours ago
Posted To: MND NewsWireThe Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending March 12, 2010. The survey covers over 50 percent of all US residential mortgage loan applications taken by mortgage bankers, commercial banks, and thrifts. The data gives economists a look into consumer demand for mortgage loans. A rising trend of mortgage applications indicates an increase in home buying interest, a positive for the housing industry and economy as a whole. Furthermore, in a low mortgage rate environment, such a trend implies consumers are seeking out lower monthly payments which can result in increased disposable income and therefore more money to spend on discretionary items or to pay down other debt. From the release... The Market Composite Index, a measure...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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Certified Mortgage Planning Specialist, Sr Lender
Erika Naegelin of PrimeLending
270 N Loop 1604 E Ste 310
San Antonio, TX 78232
Office Phone: (210) 483-4920 Fax: (866) 908-3891 Cell Phone: (210) 219-7608
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